We do not share personal data (phone numbers) and consent with third parties/affiliates or partners. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Privacy and Security

Complete privacy, confidentiality and security are not yet possible over the Internet. As a result, Heritage Protection Advisors will not be responsible or liable for any harm or loss resulting from the use, communication or transmission of any information to or from this website. Material is not to be copied from our website.

No Storage of Form Data

Heritage Protection Advisors does not collect, store, or retain the information you enter into any fillable form on this website. When you complete a document in our library, your responses populate the original file directly and remain on your device. When you select the download option, the completed file is generated for you with your answers already filled in — nothing is transmitted to, saved on, or retained by our servers.

You may also download the original blank version of any document if you prefer to complete it manually. In either case, you retain full control over your completed files, including where they are saved, stored, and to whom they are submitted. Because we do not retain this information, you are solely responsible for safeguarding any completed documents once downloaded.

Use at Your Own Risk and Information Accuracy

Mobile Opt-In, SMS consent and phone numbers collected for SMS communication purposes will not be shared with third parties and affiliates for marketing purposes.

The contents, forms, and documents made available on this website are provided strictly as a convenience to support insurance professionals in streamlining their administrative work. Nothing on this Site constitutes legal, tax, financial, compliance, or professional advice. You should always consult the appropriate carriers, regulatory bodies (such as CMS and your state Department of Insurance), and your own licensed professionals regarding specific requirements that apply to your practice. This information is subject to change and may be updated at any time without prior notice.

The information on this Site is not to be relied upon for any financial, legal, or insurance purposes and is intended for informational purposes only. We will not be held responsible for any detrimental reliance you place on this Site or its content. If you use this website, it is agreed that it shall be on an "as is" basis and entirely at your own risk.

Accuracy of Documents and Submissions

Heritage Protection Advisors makes every effort to maintain current and accurate forms and carrier documents. However, carrier forms are subject to change without notice, and we make no guarantee that any document in our library reflects the most recent version required by a given carrier. It remains the responsibility of each agent to verify that the correct and current form is being used, to review all entries for accuracy before submission, and to submit completed documents through the proper carrier channels.

No Liability Implied or Stated

Heritage Protection Advisors, its associated companies, its officers, directors, associates, agents, or employees, or any other person associated with this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort, negligence, or otherwise) that may arise in any connection with the use of this Site, including any indirect, direct, special, third party, or consequential damages.

Each agent and business remains solely responsible for maintaining their own licensing, certifications, and compliance with all applicable carrier, CMS, state, and federal requirements that govern their insurance practice, including the proper handling and protection of any client information entered into or contained within downloaded documents.

Hypertext Links Are Not Endorsements

Other websites that may be accessed from this website by hypertext links are entirely independent of this website and SHALL NOT BE construed in any manner as any reflection on, affiliation with, or endorsement of such site, entity, or its respective products or services.

We value your visit to our website. Should you have any questions about this site, these conditions, or our document library, please contact our office.

Use of Trademark and Logo Not Permitted

The display and use of trademarks on this website does not imply that a license of any kind has been granted. Carrier names, forms, and logos appearing on this Site remain the property of their respective owners.

Site For Personal Use Only

The contents of this Site are for your own personal and professional use as an authorized partner. No one has permission to copy, distribute, disseminate, commercially exploit, republish, or otherwise communicate any part of such contents in any manner whatsoever without the prior written consent of our office.